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Life Insurance
Basic, Additional, Spouse/Domestic Partner, and Dependents life insurance coverage, including Accidental Death and Dismemberment coverage (AD&D), is provided through the City’s group policy with Standard Insurance Company.
Beneficiary Designation Instructions

Basic Life Insurance
Non-management: All full-time non-management employees are insured for $10,000 (IAFF and POA), or $20,000 (all others).

Management: All management employees are insured for 2x annual earnings, rounded to the nearest $1,000, up to a maximum of $750,000.


Additional Voluntary Life Insurance

Additional voluntary life insurance is also available and is 100% employee paid.  All eligible, active employees may apply for Additional Life coverage in increments of $10,000 up to a maximum of $750,000 (not to exceed an amount equal to 6 times your annual earnings, rounded to the next higher multiple of $10,000, if not already a multiple of $10,000).  Eligibility is based upon medical underwriting approval as determined by Standard Insurance.  Premiums for this insurance are paid through regular payroll deductions.


Spouse/Domestic Partner Life Insurance
All eligible, active employees may apply for Spouse/Domestic Partner coverage in increments of $10,000 up to maximum of $250,000, but not to exceed 100% of your combined Basic and Additional Life coverage amount.  Eligibility is based upon medical underwriting approval as determined by Standard Insurance.  Premiums for this insurance are paid through regular payroll deductions.


Dependents Life Insurance
All eligible, active employees may apply for Dependent Life coverage amounts of either $5,000 or $10,000.  There are no medical underwriting requirements for child coverage.


Eligibility

Full-time (except Temporary Unclassified) benefited employees are automatically enrolled in the City’s basic life insurance plan and are eligible to enroll in the voluntary and dependent life insurance coverage.


Cost
Life insurance premiums for the City of San José are based on age and level of coverage selected, and will vary.  See brochure for details.


Life Insurance Information


Contact Us
For information about life insurance, email Human Resources - Employee Benefits at