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Energy and Water Efficiency Upgrade Financing
Property Assessed Clean Energy (PACE) Financing
Legislation passed by the State of California and further approved by the City of San José now enables San José property owners to finance a wide range of energy- and water-efficiency upgrades by attaching this financing to the property tax bill. Upgrades such as solar installations, attic insulation, energy efficient windows, water-on-demand water heaters, grey water systems, paving, and more are covered.

Benefits of PACE
With PACE, property owners can defer upfront costs while simultaneously lowering energy bills, typically providing a net financial gain. The upgrade investment amortizes on your property tax bill, and should you sell the property, the remaining debt transfers to the new owner. (The debt can also be paid off at the time of sale.) This means even short-term property owners can realize the benefit of an upgrade and possibly make their property more attractive for a sale.

The whole community and local economy benefit, too. By promoting energy and water efficiency, PACE plays a role in improving local air quality, extending our precious water supply, and spurring the economy and local job activity. PACE contributes to San José’s Green Vision goals, including reducing per capita energy use, retrofitting buildings to be green, and creating clean tech jobs.

Contact a PACE Partner
San José has partnered with four PACE financing institutions; each has unique offerings:
 HERO logo For Residents
HERO is a national PACE provider and has helped more than 10,000 property owners with financing installations. Learn more and apply at
 CaliforniaFIRST logo For Residents & Businesses
CaliforniaFIRST, by Renew Financial, serves 17 counties in California. Commercial property owners and homeowners can learn more and apply at
 Ygrene logo For Residents & Businesses
Ygrene is committed to making it easy for families to invest in their future and a healthier environment. Learn more and apply at
 Figtree Financing logo For Businesses
Figtree Financing has funded commercial PACE upgrades across California. Property owners can get information and apply at