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Homeowners
Refinancing Your Existing City Homebuyer or Home Repair Loan
The City of San José will consider the request to subordinate its loan(s) to a new senior lender.  The subordination transaction fee is $350.  Please see more information in the Subordination Instructions and Sample Subordination Agreement.  For questions, please email to  or call 408.975.4466.

Paying Off Your Existing City Homebuyer or Home Repair Loan
The City of San José processes request for pay off demands of existing Homebuyer and Repair loans and/or Affordability Restrictions (Equity-Share agreements).  The Pay Off Demand processing fee is $210 paid in escrow. Please see more information in the Pay Off Demand Instructions.  For questions, please email to  or call 408.975.4466.