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Personal Accident Insurance
The City of San José offers voluntary accident insurance through Cigna.  The insurance is 100% employee paid and can help protect families from financial hardship by paying a specified benefit amount upon death or serious injury due to a covered accident.  Cigna accident insurance benefits include:
  • Additional benefits include, but are not limited to, rehabilitation, hospital stays, bereavement and trauma counseling, spouse job training, child care and identity theft protection.
  • Coverage is available for dependent spouses and children.
  • Filling critical gaps in coverage and unexpected expenses not covered by other insurance benefits, such as life, disability, health or workers' compensation.
  • Guaranteed issue coverage - no medical underwriting is required.
  • Payable benefits for living events such as dismemberment, paralysis and coma.

All full-time and part-time benefited employees are eligible to enroll themselves and their eligible dependents in the City’s accidental death and dismemberment plan.

Employee monthly premiums are calculated based on rates per $10,000 of coverage purchased.  Current premiums are shown in the AD&D Brochure.

Accidental Death & Dismemberment Insurance

For more information about accidental death and dismemberment insurance, email Human Resources - Employee Benefits at .